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ownership

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Personalized Mortgage Solutions with

Jose Manuel Arango - NMLS #20136

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we make

ownership

happen

Your Path to Homeownership Starts Here: Personalized Mortgage Solutions with

Jose Manuel Arango

Book an Appointment

Helped Customers

Years of Experience

Helped Customers

Years of Experience

0M+

Funded Loans

A World of Possibilities in Mortgage Loans for Purchase & Refinance

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Why Choose Us

WE’RE TRANSPARENT

From our very first chat, we promise to be upfront and honest about every aspect of your loan. You'll understand the rates, the terms, and all your options without having to decipher complicated jargon.

WE’RE HELPFUL

We're committed to simplifying the complex, clarifying the confusing, and making sure you feel confident and cared for throughout your entire journey to homeownership.

Best Loan Experience, Guarantee

We promise to tirelessly explore every option, answer every question, and always put your financial well-being first with a personalized, supportive, and expert-guided path to achieving your homeownership dreams.

Meet Your Trusted

Mortgage Advisor,

Jose Manuel Arango - NMLS #20136

As a dedicated mortgage broker/loan officer with 23+ years of experience in the financial sector, I am here to serve as your personal guide through the often complex process of securing a home loan. My goal is to not only meet your immediate financial needs but also to provide you with the knowledge and resources necessary to make informed decisions about your future home loan requirements. By offering personalized service tailored to each client's unique situation, I strive to ensure that you feel confident and educated about your mortgage options.

Whether you're a first-time homebuyer, looking to refinance, or exploring investment opportunities, my commitment is to support you every step of the way, ensuring a smooth and stress-free experience. Let me help you navigate the path to homeownership with expertise, empathy, and a deep commitment to your financial well-being.

Mortgage Solutions Tailored for You

Government Loans

Specialized programs for eligible borrowers, including veterans and rural residents (FHA, VA, USDA)

First-Time Home Buyers

Your first step into homeownership, simplified and supported.

Conventional Loans

Financing for residential properties. These loans meet the guidelines set by Fannie Mae and Freddie Mac

Fixed-Rate Mortgages

Predictable payments for long-term peace of mind

Non-QM, DSCR

& Commercial Loans

Creative solutions for unique financial situations

ITIN & Foreign National Loans

Helping non-citizens achieve homeownership

We will help you find the best mortgage solution

Whether you're buying your first home, upgrading to your dream property, or refinancing, we're here to guide you every step of the way.

Our personalized approach ensures you get the right loan for your unique needs with competitive rates, flexible terms, and expert support. Let us simplify the mortgage process and help you secure a solution that fits your financial goals.

Who I Partner with:

Go Rascal Inc. NMLS #2072896

Hear From Our Happy Homeowners

As a first-time homebuyer, the whole mortgage process felt like a giant, confusing puzzle. But from our very first call, Jose Manuel Arango made everything incredibly clear and stress-free. He patiently walked us through every step, answered all our crazy questions (and trust me, there were many!), and found us a fantastic loan that fit our budget perfectly. We truly felt like he had our backs. Thanks to Jose, we're now happily settled in our new home! Highly, highly recommend him for anyone navigating their first home purchase

Darcel Ballentine

First Time Home Buyer

Working with Jose Manuel Arango on financing our investment property was an absolute breeze, even with the complexities of a Non-QM loan. We've dealt with other lenders before, but Jose's expertise and ability to explain intricate details in a straightforward way truly stood out. He was always responsive, incredibly efficient, and genuinely committed to getting us the best terms. It's rare to find someone so knowledgeable who also provides such a personalized and supportive experience. He's definitely our go-to mortgage expert from now on!

Leatrice Handler

Non-QM loan.

Hear From Our Happy Homeowners

Darcel Ballentine

Barone LLC.

As a first-time homebuyer, the whole mortgage process felt like a giant, confusing puzzle. But from our very first call, Jose Arango made everything incredibly clear and stress-free. He patiently walked us through every step, answered all our crazy questions (and trust me, there were many!), and found us a fantastic loan that fit our budget perfectly. We truly felt like he had our backs. Thanks to Jose, we're now happily settled in our new home! Highly, highly recommend him for anyone navigating their first home purchase

Leatrice Handler

Acme Co.

Working with Jose Arango on financing our investment property was an absolute breeze, even with the complexities of a Non-QM loan. We've dealt with other lenders before, but Jose's expertise and ability to explain intricate details in a straightforward way truly stood out. He was always responsive, incredibly efficient, and genuinely committed to getting us the best terms. It's rare to find someone so knowledgeable who also provides such a personalized and supportive experience. He's definitely our go-to mortgage expert from now on!

Why We are Different

We strive to ensure you feel confident and educated about your mortgage options. Whether you're a first-time buyer, looking to refinance, or exploring investment opportunities, our unwavering commitment is to support you every step of the way, ensuring a smooth and stress-free experience.

Personalized Service: Solutions crafted specifically for your unique financial situation.
Expert Guidance: Navigate complex processes with a seasoned financial professional.
Educational Approach: Empowering you with knowledge for confident decisions.
Stress-Free Experience: Committed to a smooth and seamless journey to homeownership.
Diverse Loan Options: Access to a wide range of mortgage products.

BOOK AN APPOINTMENT

Your Mortgage Questions, Answered

So, what kind of magic loans do you actually offer?

Oh, we've got quite the spellbook! From the old faithful fixed-rate mortgages (predictable payments, like your favorite comfy sweater) to the zippier adjustable-rate mortgages (ARMs), we've got you covered. Plus, we're wizards with government loans (FHA, VA, USDA – super helpful!), and even the mighty jumbo loans for those extra-special dream homes. Got a unique financial puzzle? Our Non-QM, DSCR, ITIN, and foreign national loans are like secret passages to homeownership. And for the wise owls, reverse mortgages can unlock your home's equity. Oh, and did we mention commercial real estate mortgages for your business empire? Basically, if it involves a mortgage, we probably do it!

Help! How do I pick the right loan without pulling my hair out?

Deep breaths! That's exactly why Jose is here. Think of him as your personal mortgage whisperer. He'll sit down with you (virtually or otherwise!) and figure out your financial superpowers and goals. No confusing jargon, just clear, friendly advice to help you choose the loan that fits you like a glove. We promise, no hair pulling required!

What's the very first step on this mortgage adventure?

It’s like getting your adventure map! The first step is usually a pre-qualification or pre-approval. This is where we figure out your "buying power" – how much awesomeness you can afford. It makes you super attractive to sellers, too! Ready to grab your map? Let’s get you pre-approved!

How long until I'm officially a homeowner? Does it take forever?

While we can't promise warp speed (we're good, but not that good!), we definitely work to make it as speedy and smooth as possible. Think of us as your express lane to closing! The exact time can vary, but we'll keep you in the loop, high-fiving you through every milestone.

I'm self-employed / my income is, well, unique. Am I out of luck?

Absolutely not! We love a good challenge. Our Non-QM loans and DSCR loans are specifically designed for those with non-traditional income streams. So, if your financial story is more "blockbuster" than "boring spreadsheet," don't worry – we’ve got creative solutions just for you!

I'm a first-time homebuyer and feel totally overwhelmed!

Welcome to the club! And trust us, you are in the best hands. Jose practically lives for guiding first-time homebuyers. He's like that super-patient friend who explains everything without making you feel silly. You'll go from "Huh?" to "Homeowner!" with confidence.

When can I bug you guys? What are your working hours?

We're here and ready to chat! You can catch us Monday to Friday, 9:00 AM to 6:00 PM, and for our weekend warriors, Saturdays from 9:00 AM to 3:00 PM. We might even have a coffee brewing!

Okay, you've convinced me! How do I get in touch with Jose Manuel Arango?

Hooray! You can send us a message through the contact form right here on the website – it's super easy. Or, if you're feeling chatty, give us a ring! You can also find us doing our happy dance on Facebook, Instagram, TikTok, YouTube, and WhatsApp. We can't wait to hear from you!